For bookkeepers, employers and partners
Everything on this site is free and stays free. This page is for the people who answer other people’s payroll questions for a living, and for the organisations whose job is to help someone read their first Canadian pay stub.
Written and reviewed by Rocco Clayfield, Founder & DirectorLast reviewed
Embed the calculator
One iframe. No key, no account, no tracking of your visitors.
Take the data
2026 rates and the 13-jurisdiction minimum wage schedule as JSON.
Check the working
1,264 automated assertions against CRA guide T4127.
Bookkeepers, payroll administrators and CPA firms
Clients ask why a net figure moved, and answering it costs billable time that cannot be recovered.
- Embed the deduction calculator on your own site so a client answers the simple version themselves.
- Send them a calculation permalink instead of a screenshot — the answer opens at its own address, with the working shown.
- Take the 2026 rate data as JSON and drive your own spreadsheets and checklists from it.
- Get the rate-change email so a rate move never reaches you from a client first.
Employers and HR teams
Payroll queries land on HR rather than payroll, and most of them are the same six questions.
- Link staff to the page that answers the question rather than writing the explanation again.
- Put the calculator on your intranet or careers page with one iframe.
- Use the payroll message generator so an employee arrives at payroll with a specific, answerable question.
- Point new joiners at the newcomer guide, which explains a Canadian stub from nothing.
Credit unions, financial-wellbeing and literacy programmes
Take-home pay is the number every budgeting conversation starts from, and members guess it.
- Embed the calculator with no tracking of your members — it runs entirely in their browser and sends nothing anywhere.
- Nothing on the widget advertises, upsells or collects. We do not sell payroll software, so there is nothing to steer anyone towards.
- Every figure is sourced to the CRA, Revenu Québec or the province, and the testing behind it is published.
Unions and worker advocacy
Members bring a stub they cannot read and a suspicion they cannot test.
- The red-flag guide gives a member the arithmetic to check a line themselves before it becomes a grievance.
- Province pages carry the overtime threshold, vacation tiers, statutory holidays and final-pay deadline with the government source beside each.
- Rate-change alerts tell you the day a provincial floor moves.
Settlement agencies and campus career centres
A first Canadian pay stub is unreadable to someone who has never seen one, and nobody has time to explain it one at a time.
- The annotated pay-stub diagram is one page you can print or project.
- French pages are written in Quebec French, not machine-translated.
- Everything is free, has no account, no paywall and no data collection.
What we are not
We do not sell payroll software, we do not take a referral fee from anyone who does, and we run no advertising. That is not modesty — it is the reason the calculations can be trusted. Every free payroll calculator in this market is published by a company that sells the thing the calculator creates demand for, and none of them disclose it. We have nothing to sell you, so a number here is only ever the number.
What we would like in return
If you embed the calculator, leave the attribution link in place. If you quote a figure from the data, name the source. If you find something wrong, tell us and it gets fixed the same week. That is the whole arrangement.
Talk to us
A different embed size, a French build, a province-locked widget, a bulk extract, or a question about how a figure is derived — email hello@paystubiq.com. PayStub IQ Canada is published by GoldPaid Ltd; the registered details are in the footer of every page.
Get told the day a Canadian payroll rate changes
Seven jurisdictions have a minimum wage increase already published for the next few weeks, and every federal and provincial figure is re-indexed each January. One short email when a rate actually moves. If you run payroll or keep books, this is the one you want.